Thursday, December 11, 2014 7:00 am Registration and Exhibitor Setup
7:30 – 8:25 am Breakfast session – Power Hour Admiral Room VISION –
Capital Issues and M Activities Mark McCollom, Co-Head Financial
Institutions, Griffin Financial Group In this session, Griffin will
review recent pricing trends, deal structures and how we think this will
evolve in 2015 and beyond. We will also review capital markets activity
as it relates to mergers and acquisitions, as well as bank valuation and
how that also affects M 8:30 – 9:15 am PERFORMANCE – New Capital Impacts
Facing CFO’s – CECL and Stress Testing Randal J. Rabe, Associate, Credit
Risk Management, LLC This session will focus on two new capital impact
issues facing bank CFO’s. We will explore the new Current Expected
Credit Loss (CECL) proposed standard and the significance that the new
standard will have on bank’s Allowance for Loan Loss methodology as well
as potential capital impact. Secondly, while periodic stress testing is
not a current requirement for most community banks, it is considered a
good risk management practice and regulators are continuing to raise
their expectations of management to perform some form of stress testing
and capital impact analysis. We will review multiple types of stress
tests along with examples. 9:15 – 10:15 am INNOVATION – Deposit/Loan
Pricing Matthew K. Miller, Executive Managing Director, FinPro

Matthew K. Miller, Executive Managing Director for FinPro, currently
manages many of the partnership, strategic planning, asset liability,
and branch profitability/improvement engagements. Matthew also has
extensive experience on mergers and acquisitions, stock valuation,
appraisals, and market feasibility engagements. He is responsible for
the refinement of FinPro’s strategic planning model and integration of
FinPro’s branch profitability and asset liability models. This session
will focus on innovative deposit/loan pricing strategies (especially
commercial), surge deposits and more.

10:15 – 10:30 am Networking Break

10:30 – 11:30 am VISION – An Economic Update

Jay Morelock, Economist, FTN Financial Capital Markets

Is this a correction in the stock market? What is happening with oil
pricing? How will ebola effect the world economy? Jay Morelock, FTN
Financial Economist, concentrates on the analysis of economic releases,
Federal Reserve policy, fiscal policy, and geopolitical events with a
primary focus on the United States. His primary objective is to present
clear and objective analysis of the macro-economy and its relation to
markets through economic projections, written reports, conferences, and
public commentary. He is a commentator on CNBC’s Squawk Box and is
frequently quoted in the Wall Street Journal, New York Times, Bloomberg,
and BBC. Prior to joining FTN Financial, he worked as a trader in the
U.S. fixed income markets.

11:30 am – 12:15 pm Luncheon Miles Room

12:15 – 1:00 pm Special Luncheon Session Commodore Room

PERFORMANCE – Regulatory Framework – A Panel Discussion Driven by YOU
Mike Moriarty, Assistant Deputy Comptroller, Office of the Comptroller
of the Currency Michael J. Webb, Managing Examiner, Federal Reserve Bank
of Richmond Moderated by Kathleen M. Murphy, President & CEO, Maryland
Bankers Association

1:00 – 2:00 pm INNOVATION – Branch of the Future Robert A. Heaney, Jr.,
Senior Director, Diebold, Inc.

Why should I change? How should I change? The retail financial services
industry is in the midst of an epic change and will soon look very
different than it did just a few years ago. As part of a broader
integrated distribution strategy, we will share our perspectives on some
key industry trends that we believe are driving many financial
institutions to rethink the size and role of their branch networks. •
Five key meta trends • Economic impacts to profitability • Executing a
multi-channel customer engagement strategy •Successful deployment of
technology to improve profitability 2:00 – 2:15 pm Networking Break

2:15 – 3:15 pm PERFORMANCE – Asset/Liability Management Robin Sawyer,
CPA, Partner, Dixon Hughes Goodman LLP John C. Dalton, CPA, Manager,
Dixon Hughes Goodman LLP For Asset/Liability Management Committees,
planning ahead for the next rate cycle to maximize the value of your
balance sheet while managing your risk profile can be a high-wire
balancing act, at best. Gathering and testing relevant data is critical,
and proper analysis can ensure ALCO becomes a profit center, not just a
regulatory compliance tool. Join Dixon Hughes Goodman’s John Dalton,
Manager, and Robin Sawyer, Partner, as they discuss asset liability
management, interest rate risk management, general loan pricing and
stress testing with key recommendations to consider implementing at your
bank.

3:15 – 3:30 pm Wrap Up/ Adjourn